Hello.. Is there anybody out there?

I've made the plunge. Taking that first substantial leap in the blogosphere. I have been reading a number of financial blogs over the past few years and finally decided that this was my time. I am in no way a professional writer, nor am I equipped to give anyone solid financial advice. I enjoy reading about personal finance, tracking my networth and creating goals to strive for.

I have been living in New York City for well over 7 years now and in the past 3 years I have finally felt that I've crossed the threshold into Full Financial Independence. Now, that is not to say that I was financially dependent on anyone else. No. That is far from the truth. I've supported myself for the past 8 years. No one has provided me with hand outs and I never once received a loan from a family member. I just finally feel as though I am in a good place with my money that makes me less dependent on credit and more alive with an emergency fund.

I am pursuing my Bachelors degree at the moment. And yes, I've managed to have a relatively successful career despite the lack of any degree. I work full-time in Human Resources making $55,000 a year.

At this point, I am sure you've guessed it. I won't actually ever be telling you who I am or who I associate with. Now that I've shared my salary - I will be known to you from now on as Findep Man.